An informational resource on Maharashtra PSI Subsidy eligibility and CMA data requirements for bank funding of industrial projects.
PSI Subsidy Estimator
Select your proposed factory location to understand the indicative industrial zone classification and incentive percentage under the Maharashtra State Industrial Policy.
Plant, Machinery & Building combined
Zone A
Highly Developed Area
Max Subsidy on Investment0%
Estimated Incentive Ceiling₹ 0
Eligibility Period0 Years
*Indicative figures. Actual incentives are distributed as SGST refunds, electricity duty exemptions, and interest subsidies over the eligibility period. Subject to government policy.
CMA Data & Bank Finance Checklist
Key documentation typically required to prepare a Project Report for Term Loans, Working Capital (CC/OD), or Mudra funding.
Financial History: 3 Years Audited Balance Sheets and Income Tax Returns (for existing businesses).
Capital Assessment: Quotations for new Plant & Machinery, and Civil Engineer's estimate for factory building.
Operational Permits: MPCB Consent to Establish, FSSAI (if food processing), and MIDC Lease Agreement.
Financial Projections: 5 to 7 years projected CMA (Credit Monitoring Arrangement) Data validating Debt-Service Coverage Ratio (DSCR).
Our Approach: We utilise technology-assisted tools including Excel Power Query and financial modelling techniques to prepare CMA reports. For enquiries about project finance advisory, please contact our office.
Important: The subsidy estimator above provides indicative figures based on the Maharashtra Package Scheme of Incentives. Actual eligibility depends on multiple factors including entity type, date of commencement, compliance with environmental norms, and government notifications in force at the time of application. We recommend obtaining a detailed professional assessment before making investment decisions. For assistance, please reach out to our office.
Disclaimer: This website is an informational resource maintained by Shashikant Ghadage & Associates (FRN: 158188W), Chartered Accountants registered with ICAI. The content and tools provide indicative information only and do not constitute solicitation or advertisement under the Chartered Accountants Act, 1949 or ICAI guidelines including those approved in the 447th Council Meeting.